Tacoma, WA Home InsuranceHome insurance in Tacoma, WA
Parts of Tacoma are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.
Flood risk in Tacoma
Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.
FEMA's current mapping for the Tacoma area shows Zone AE, Zone A, Zone VE, Zone OPEN WATER alongside Zone X, which is the lower-risk designation.
Tacoma takes part in the National Flood Insurance Program but is not in the Community Rating System, so there is no community discount on flood premiums here.
Source: FEMA National Flood Hazard Layer; NFIP community 530148.
More about insuring a home in Tacoma
Within 24 hours a licensed agent will email you back a competitive quote.
Not an automated estimate — reviews your details personally.
Request a quote